We will provide the Bankruptcy Assistance Service with reasonable care and skill.
We will review your financial position including income and expenditure, creditors, business, finances, investments, properties and other relevant factors.
We will provide information and advice, where appropriate, on debt resolution options available in England and Wales.
We will provide you with on-going support in relation to your bankruptcy for a period of one calendar year from the date of the bankruptcy order via telephone and email.
We will provide you with information on the EC Regulation on Insolvency Proceedings.
We will help you to prepare the documents and complete the forms necessary for your own bankruptcy petition.
We will assist you in preparing statements accompanying your bankruptcy petition, if required by the Adjudicator.
We will inform you on the Adjudicator, Official Receiver and Trustee in Bankruptcy powers and responsibilities.
We will inform you on your powers and responsibilities in dealing with the Adjudicator, Official Receiver and Trustee in Bankruptcy.
We will assist you in dealing with your creditors during the 12 months bankruptcy proceedings.
We will assist you in dealing with the Official Receiver and Trustee in Bankruptcy during the 12 months bankruptcy proceedings.
We charge a Fee for the services outlined above.
The Fee for a Single person Bankruptcy Application: ÂŁ590.
The Fee for a Couple Bankruptcy Application: ÂŁ890.
Our fees do not include any Adjudicatorâ€™s Fees.
The standard individual bankruptcy Adjudicatorâ€™s fees in England and Wales is currently ÂŁ680.00, from which ÂŁ130.00 for considering your application and ÂŁ550.00 for managing your bankruptcy.
The Adjudicatorâ€™s fees are payable before or on the day your bankruptcy petition submitted to the Adjudicator. We will inform you on how the payment may be made.
If you withdraw the bankruptcy petition there will be no refund in relation to the fee that you have paid us in respect of the Bankruptcy Assistance Service.
You have the right to cancel the Bankruptcy Assistance Service at any time during the first 14 calendar days after the signing this Agreement. We will then refund you the Fee you paid us. If at any time after the first 14 calendar days of signing this Agreement you decided not to proceed with your bankruptcy petition, we shell be entitled to retain the Fee in full.
You can receive a 30-minutes initial consultation FREE OF CHARGE.
If you require a consultation based on your personal circumstancesÂ you would need to complete the Questionnaire which we will send you via email. In the Questionnaire we ask you to provide information about your creditors, debts, income, expenditure, finances, property dealings, business, savings, investments and other relevant information you think is important.
We provide consultations via telephone, skype and at our office in Manchester.
We provide information and advice in relation to debt solutions available in England and Wales.
There is no charge for the initial financial review and initial consultationÂ over the phone. However, if you decide to go ahead with our bankruptcy assistance service fees will be payable. Click here for further details on our fees.
You have a 14 days cooling off period from the commencement of our service. If you decide to cancel the service during this time, we will refund you any fees paid to us by you for the service.
If you are made bankrupt, your property and assets could be at risk and your credit rating will severely be affected for six years. Click here for details on bankruptcy restrictions.
For further information about bankruptcy we recommend the Insolvency Serviceâ€™s booklet â€śGuide to bankruptcyâ€ť. The Insolvency Services also produces a guide which explains the various debt solution options. You can read it here: â€śIn Debt? Dealing With Your Creditorsâ€ť.
If you wish to know where to get free debt counselling and debt management services you should contact the Money Advice Service.